Autumn 2016 Newsletter

The impact of Brexit will have a marked effect on both the economy and what occurs within the mortgage sector over the ensuing months. The basic fundamentals of the mortgage sector are still fairly sound and recent initiatives from the Bank of England, such as the Bank Base Rate reduction to 0.25% can only help to maintain confidence in the mortgage sector and stimulate the wider UK economy. Elsewhere in the latest issue of Mortgage and Protection News, we remind you that it’s vitally important to have protection in place to maintain an income stream should you be unable to work for any...

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The Importance of Life Insurance

It’s likely that you may already have some form of Life Insurance in place that covers yourself or your mortgage. If you do that’s great, but when did you take the policy out and how much does the policy cover? Maybe life has changed for you since you took that policy, maybe you’ve had children, moved house or re-mortgaged. If so, you may not have enough cover to protect your family and pay off your current mortgage borrowing. If you were to pass away would your family be able to keep their home? Life Insurance gives you the reassurance that if anything were to happen to you, your family...

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The West Bromwich Mortgage Company

The West Bromwich Mortgage Company is to refund £27.5 million to thousands of landlords who were overcharged. In September 2013 it announced a 1.9% increase to its tracker rate for landlords with multiple properties, even though the Bank of England base rate had not increased. The Appeal Court has ruled that the lender was wrong to do this and now they must contact and reimburse all affected borrowers.

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Protection Bulletin

Please find attached a copy of our latest newsletter “THE PROTECTION BULLETIN” which covers the numerous protection products available, including; * Life Cover * Critical Illness Cover * Income Protection * Family Income Benefit Please contact me if you would like any further information.

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Summer 2015 Newsletter

With the General Election out of the way, perhaps now is the time to look at your current mortgage borrowing and protection requirements. You will be pleased to know that there are still some very competitive mortgage products available. In the latest issue of Mortgage and Protection News, we look at the opportunities available for current homeowners, who maybe are not looking to move house but would like to re-mortgage in order to undertake home improvements. Other articles include the help available for First Time Buyers and the continued strength of the Buy to Let market. Of course, you...

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Mortgage and Protection News – Winter 2015 Newsletter

In the latest issue of Mortgage and Protection News, we look at the mortgage options available as lenders continue to fight for market share in Q1 2015*  and we also cover the recent changes to the stamp duty rules. Elsewhere, we highlight the importance of having protection cover to ensure that you and your family would be able to cope if faced with an untimely change to your existing lifestyle and the cover may not be as expensive as you think. The Buy to Let sector continues to thrive and now accounts for over one in seven of all outstanding mortgage loans**. We set out the key tips to...

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