Mortgage and Protection News – Winter 2015 Newsletter

In the latest issue of Mortgage and Protection News, we look at the mortgage options available as lenders continue to fight for market share in Q1 2015*  and we also cover the recent changes to the stamp duty rules.

Elsewhere, we highlight the importance of having protection cover to ensure that you and your family would be able to cope if faced with an untimely change to your existing lifestyle and the cover may not be as expensive as you think.

The Buy to Let sector continues to thrive and now accounts for over one in seven of all outstanding mortgage loans**. We set out the key tips to help you.

And finally, if you are looking for a way to make your savings work harder, an Offset Mortgage maybe a route for you, where your savings offset the mortgage capital, enabling you to pay interest on a smaller amount.

I hope you find this issue of interest, please let me know if you would like to discuss any of the issues covered.

*   Bank of England, Credit Conditions Survey Q4 2014

** Council of Mortgage Lenders Q3 2014 figures

Your home may be repossessed if you do not keep up repayments on your mortgage.